What is Credit Repair?

Credit repair is the process of addressing and removing the questionable negative items that are impacting your credit profile. In fact, millions of Americans are victims of inaccurate or unfair negative items wrongfully lowering your score. Most don’t even know.

To remove a negative item, credit reporting agencies require you to work through their complicated online systems and send a series of formal dispute letters. To make the disputing process easier, Larenz Winford Credit Repair can identify and challenge questionable negative items on your behalf using our credit repair process.

Call for a Free Credit Consultation:


615 206-8554

 

How We Assist in Fixing Your Credit

Credit Score Analysis and Mentoring
1. Credit Report Analysis
Credit Disputing
2. Credit Disputing
Dispute Escalation
3. Dispute Escalation
Credit Score Analysis and Mentoring
4. Credit Score Analysis and Mentoring
 

How It Works?

Our 3 Phase process

Phase One

We will go over your goals with you. We will give you a realistic timeline to achieve your goals. Within two business days, we will go to work on your behalf. In this phase we are focused on removing any negative, inaccurate, or outdated items. We wait for about 30 days for the credit bureaus to respond. We then evaluate if you are ready to move to phase two.

Phase Two

Your credit is looking better; we will contact you to see if your goals have changed. In this phase, we will work on a strategy to add positive credit, increase credit lines, and correct any payment history errors. Every thirty days we will evaluate if you are ready to move on to phase three.

Phase Three

Our favorite phase is when we give you the green light to apply for that mortgage loan, car loan, or business credit. If you find that there are areas you still need to work on after speaking with loan officers, let us know we will help! Once you have reached your goal, don't forget to send us an email!
 
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Standard Package

$149.00/Mo

  • Process

✔ Audit
✔ Suppression
✔ Bureau challenges
✔ Creditor interventions
✔ Inquiry Assist
✔ Score analysis
✔ Cease & desist letters
✔ Standard Processing Time
✔ USPS 1st Class Mail
✔ We handle the entire Process
✔ 4 - 6 Month Process
✔ Discounted Credit Building Products

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Priority Package

$199.00/Mo

  • Process

✔ Audit
✔ Suppression
✔ Bureau challenges
✔ Creditor interventions
✔ Inquiry Assist
✔ Score analysis
✔ Cease & desist letters
✔ Priority Processing Time
✔ Repossessions
✔ Bankruptcies
✔ Foreclosures
✔ Student Loans
✔ We handle the entire Process
✔ 3 - 6 Month Process
✔ Credit Building Products

Give US a Call!

615 206-8554